Purchasing a property for the first time, re-mortgaging an existing property or building a buy to let portfolio can be one of the most rewarding financial experiences we ever have. It can also be one of the most costly and it is this time that using an Adviser who has expertise in each of these sectors to advise you is critical. We will explain the various types of mortgage options available such as fixed, variable, tracker, offset etc and provide advice on the most appropriate way of repaying your mortgage to fit in with your current and future circumstances. *Some forms of Buy to Let advice are not regulated by the Financial Conduct Authority.
With hundreds of lenders and with thousands of offers, we will source your mortgage from the UK's top lenders and prepare a full breakdown of the mortgage lenders monthly payments, fees and charges. The availability of mortgages changes almost daily and therefore using an adviser who has access to the most up to date information, will save not only time but potentially thousands over the term of your mortgage.
Harris & Associates will deal with ALL your paperwork for your mortgage and any associated insurances reducing the pressure on you having to deal with keeping solicitors and estate agents informed, as we do that for you.
Your personal mortgage adviser will ensure your application is processed efficiently and will keep you up to date throughout the process until completion. Once your mortgage completes Harris & Associates can review your mortgage periodically to ensure you still have the most suitable deal for your needs and will advise you accordingly.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Life cover (non-investment) and income protection risk warning
The plan will have no cash in value at any time, and will cease at the end of the term. If premiums are not maintained, then cover will lapse.